In recent years, the banking industry has experienced substantial transformations and advancements, emerging as a more inclusive, streamlined, customer-focused, and transparent industry.

Indian banks, despite facing operational, regulatory, reputational, competitive, and technological risks, have effectively managed global macroeconomic fluctuations and interest rate volatility challenges.

The industry's outlook appears promising, driven by the introduction of non-traditional players, the ongoing digital revolution, and government initiatives aimed at bolstering financial inclusion and digital payments, among other contributing factors.

Our solutions

Leveraging our expertise and strong ties with regulatory bodies, we assist organisations in enhancing their compliance culture. Our comprehensive compliance solutions include risk assessment, programme implementation, and activity monitoring.

Specialising in various models (specialised reviews, managed services, and retainership), we offer quantitative, qualitative, and governance solutions for internal control and financial controls.

Our offerings cover a wide range of comprehensive governance solutions, including internal audits, process reviews, ICOFR/IFC development and assessments, SOX audits, SOP development, and specialised risk management reviews focusing on ERM and model validation.

Facilitating banks in their transformation and growth journey through digital advancements, we enhance overall customer experience. Our solutions cover onboarding, digital lending, core banking, neo banking, fintech integrations, and credit monitoring solutions.

Utilising advanced Regtech solutions like Axiom, Workiva, and OFSAA for large banking clients globally. Our system ensures seamless regulatory and legal entity reporting, covering FTP, liquidity, and compliance with IFRS (9, 16, 17, etc.).

Conducting advanced analytics on high-risk areas susceptible to fraud using over 100+ industry-specific fraud indicators. We deploy enhanced investigation procedures in response to triggers identified during the analytics process.

We assist organisations in identifying whether heightened delinquency in a product portfolio stems from business reasons or fraud-related elements.

Finance transformation: Innovate to elevate

Finance transformation: Innovate to elevate

Our financial transformation solution streamlines ops and automates finance with ERP, CRM and Zoho's AI-powered finance suite for real-time insights.

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    Toolkit for prevention of financial frauds via Calls & SMS

    Access RBI’s regulatory guidelines, key safeguards, and our expert services to help you detect, prevent, and respond to fraud attempts via calls and SMS.

    Building a resilient and inclusive economy
    Union Budget 2025

    Building a resilient and inclusive economy

    This report explores potential impact of the Budget across six ecosystems: climate, inclusion, technology, private capital, global value chains and regulatory.

    ECL AssessPro

    ECL AssessPro

    ECL Model Maturity Assessment Tool from Grant Thornton Bharat

      RBI Master Directions on fraud risk management

      RBI Master Directions on fraud risk management

      The Board of Directors’ overall roles and responsibilities in fraud risk management, enhance internal control frameworks, and ensure compliance.

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      Risk barometer survey for fintech lending

      The survey, in collaboration with Fintech Association for Consumer Empowerment (FACE), will assess the risk perception of various stakeholders, including customers in digital lending.

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      India's Best Financiers

      With 43% of retail credit demand coming from 18-30 year age group, lenders need to set new benchmarks to cater to the needs of this cohort.

        Teal Background

        An Australian mutual bank

        1.
        Problem Statement
        The client needed assistance in creating an ECL model based on their internal data while keeping their current system intact.
        2.
        Our solution
        We developed an AASB 9 (IFRS 9) compliant ECL model tailored to the client's needs, drawing on our extensive expertise in ECL risk parameters. We also aided the client in addressing auditor inquiries regarding the ECL model and supported...
        3.
        Impact
        Our approach ensured the model was constructed within the existing system's capabilities while adhering to local regulations and financial reporting standards. We utilised in-house tools to work with data extracted from the client's...
        Orange Background

        A leading bank headquartered in the UAE

        1.
        Challenge
        The client sought to assess and enhance their information security governance framework, conduct a bank-wide risk assessment for information security, and increase awareness across the organisation.
        2.
        Our solution
        We deployed two teams to address these requirements. One team refined the existing information security governance framework and documentation to align with ISO 27001, NIST, and UAE IA standards, as well as industry best practices....
        3.
        Impact
        Our comprehensive review of the information security framework bolstered the bank's security posture. The risk assessment program not only raised awareness but also identified key risk themes, facilitating remediation plans in...